Thinking about applying for business credit? Make sure you’re set up the right way. Here’s a 3-step checklist to follow before applying: ✅ Step 1: Form a Legal Entity Set up your LLC or Corporation and get your EIN. You need a registered business to access funding. 🏦 Step 2: Open a Business Bank Account Never run business income through your personal account — That’s a red flag to lenders. 📇 Step 3: Stay Consistent Make sure your business name, phone number, and address match across the IRS, b